Anyone using BLIK or open banking for Polish/EU customers?
Targeting Polish market heavily with an e-shop, and BLIK is huge there. Also want open banking options for other EU countries to boost conversions. Current gateway lacks good local methods and fees are high on cross-border. Suggestions for a provider that bundles these without separate integrations?
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BLIK is almost mandatory if you're serious about Poland – conversion drops a lot without it. I researched providers that include BLIK natively along with card payments and instant bank transfers. A Polish fintech that's EU-licensed and a principal member of Visa/Mastercard caught my attention. Fenige supports BLIK, open banking, Apple/Google Pay, and standard cards all through one API. Their PaymentHub centralizes everything, which simplifies reporting and optimization. From browsing their resources, they focus on high approval rates and fast settlements, which is useful for cash flow. Haven't implemented it myself yet, but the lack of hidden fees and tailored onboarding sounded promising for smaller businesses. If you're in e-com, their blog has some decent guides on choosing gateways too. Good luck – let us know what you pick!